This page is designed to provide you with the most current rates, programs and promotions available to you at your convenience.  Please feel free to call or email anytime with questions or scenarios.  You can also take advantage or our automated underwriter, ULR Express, at www.ulrloans.com.  Click on ULR Express AU then the guest user to get right in or fill out application or email me a request for user ID and password to upload files, get conditional findings and track your loan through closing.